• You can’t drive alone with a permit in any state
• Most states require you to obtain a permit before acquiring a driver’s license
• A learner’s permit allows drivers to practice driving with an adult in the vehicle to teach them

A learner’s permit is the first step in obtaining a driver’s license and driving on your own. However, that doesn’t mean you can drive alone with only a permit.

In fact, no state allows you to drive alone with merely a permit, except in rare, life-threatening circumstances. Although a permit enables you to learn to operate a motor vehicle, you must have an adult with you at all times.

Your state determines the penalty for driving alone with a permit, but typically you will have to wait even longer to acquire your driver’s license. In addition, your auto insurance rates will increase if you cause an accident while driving by yourself.

Continue reading to learn more about driving alone with a permit and the potential penalties you may face.

Can you drive alone with a permit?

Most drivers with a learner’s permit are teens or young drivers. States require all new drivers to be accompanied by an adult, usually a parent or guardian.

Driving a vehicle is dangerous and requires a certain amount of skill and attention. Therefore, inexperienced drivers need an experienced adult to teach them safe driving skills.

According to the Centers for Disease Control and Prevention, 2,400 teens were killed in car accidents in 2019. In addition, having other young passengers increases the chances of an accident.

There are strict guidelines put in place for permitted drivers. However, every state has its own rules. And they all agree that you can’t drive by yourself with a permit.

This table discloses the rules for permitted drivers by state. While some states allow drivers as young as 14 to acquire a learner’s permit, most states require new drivers to be at least 15 years old.

Can you drive by yourself with a permit in an emergency?

Some states allow permitted drivers behind the wheel alone in a medical emergency. For example, although California law states that a licensed driver over age 25 must be in the front passenger’s seat, you could drive to the hospital in an emergency.

What are the penalties for driving alone with a permit?

If you drive alone with only a permit and get stopped by the police, chances are you will end up with a fine. In addition, you’ll probably have to wait longer to obtain your driver’s license. In fact, your wait time for a driver’s license may double, depending on your state.

However, if you get into an accident while driving alone with a permit, the consequences are more severe. Although you will still receive the fine and experience a longer wait time for your license, you may have to pay out of pocket for damages resulting from the accident.

You don’t have to add your permitted driver to your auto insurance policy in most states. Instead, your policy will automatically cover your new driver as long as they follow the rules.

If your permitted driver breaks the rules by driving alone, your insurance may or may not cover damages. Also, if you didn’t inform your auto insurance company about the new driver, it may deny your claim.

For example, if your teen drives alone with only a permit in California, your Los Angeles car insurance may not cover damages from an accident. Paying for property damages and bodily injuries out of pocket may be next to impossible.

In addition, you may have to pay for damages yourself if you don’t have the correct coverages. Even if your car insurance covers damages caused by your permitted driver, you still need to have the proper coverages in place.

Although most states require drivers to have liability car insurance, it only covers damages and injuries to others. Your vehicle isn’t covered at all.

Add collision and comprehensive coverages to pay for damages to your vehicle from an accident, fire, theft, vandalism, and other events.

How much does insurance increase after an accident? Your auto insurance will increase by approximately $80 a month after one accident. That’s in addition to already high rates for new drivers.

How is a learner’s permit different than a driver’s license?

Every state has graduated licensing, which means that there are several steps to the process of procuring a driver’s license.

First, a learner’s permit allows new drivers to practice driving with a licensed adult to learn how to drive correctly. Obtaining a permit is different in each state but usually involves a written knowledge test to ensure that the new driver understands the rules of the road.

Next, a restricted license is issued after passing a driving test, depending on the driver’s age. Young drivers have restrictions regarding when they can drive and how many passengers are allowed. Again, the limits are in place for a set amount of time.

Some states allow drivers over 18 to omit this step and pursue a regular license.

Finally, a driver’s license is issued once all restrictions have expired. At this point, drivers simply have to renew their license at the appropriate time and have no other restrictions.

Whether or not you must have a permit before a license depends on your state and age. While drivers need to pass the permit tests, some states may allow a driver to obtain a permit and take the licensing test on the same day. In other states, drivers have to keep their permits for a specific amount of time.

Driving Alone With A Permit: The Bottom Line

You can’t drive alone with a permit, and you must have a licensed adult in the front passenger’s seat. However, some states allow you to drive alone in emergencies.

If you are caught driving alone with a permit, you can be fined, and you will have to wait longer to acquire your driver’s license.

Additionally, your auto insurance may not cover an accident if you drive alone with a permit. It will be up to your insurance company to decide if you have to pay for damages yourself.

Although a permit is the first step in obtaining a driver’s license, your state and age determine how long the process takes to complete. Therefore, driving with only a permit will drastically increase your wait time, not to mention your car insurance rates.

References:

1. https://www.cdc.gov/transportationsafety/teen_drivers/teendrivers_factsheet.html

 

Don’t Miss These Facts

• When leasing a car, the leasing company purchases the car from the dealership, and you basically rent it from them 
• At the end of your lease, you have the option of either returning the vehicle to the dealership or purchasing it 
• There are restrictions in the lease agreement to consider before making your final decision

Leasing a car is merely another way of financing a vehicle. The leasing company purchases the car from the dealership, and you basically rent it from them. The process is very similar to buying a car, although leasing generally results in reduced up-front costs and monthly payments.

However, you can only rent a car for a set amount of time, typically two to three years. And at the end of your lease, you have the option of either returning the vehicle to the dealership or purchasing it.

In this article, we’ll review the top 10 reasons why you should not lease a car and consider whether it’s better to lease or buy a car. 

Ten Reasons Not To Lease a Car

Take a look at the top 10 reasons you might not want to lease a car.

#1 – You Are Spending Money on Something You Don’t Own

When you lease a car, you are essentially paying a large monthly fee merely to drive a vehicle. You are taking on the financial and physical responsibility for the car, but it remains the property of the leasing company. And the payments don’t end unless you choose to purchase the vehicle at the expiration of your lease. But in that scenario, you’ll spend a lot more money on the car than if you simply purchase it. 

#2 – Mileage Limit 

Typically, a car lease contract will include a mileage restriction of 10,000 to 12,000 miles per year. This is acceptable for most drivers, but it can rapidly become an issue for others. Even if you don’t plan to drive frequently, a mileage limit restricts your sense of freedom and autonomy.

#3 – Maintenance Costs 

You don’t own the car when you lease it, but you are still accountable for all maintenance and repairs. The fact that you don’t own the vehicle but are solely responsible for its health and worth is likely one of the major issues with car leasing.

If the car is totaled in an accident, you will still be responsible for the remainder of your contract. There are stories about leased vehicles having been written off within the first month or two of ownership, only to be bound by a two-year contract.

#4 – Leaving a Contract Early Results in Major Fees

It’s possible that you’ll experience financial difficulties or that you’ll have buyer’s remorse. What should you do when you’re in a position like this? A car salesman may persuade you regarding the lower monthly payments for a leased car, but they fail to mention the expense of early termination fees.

The most expensive — and most typical — fees include the buyer’s obligation to pay the remainder of their lease all at once. This can be a very expensive price, and car leasing companies have a strict no-compromise repayment policy.

#5 – You Pay More Interest 

Although auto lease monthly payments are lower than typical car loans, you will pay significantly more interest. This reverts to the core problem with car leasing. You don’t own the vehicle, and you can’t use an asset as collateral if you don’t own it. To make up for the lack of collateral, lenders must charge higher interest rates. Interest consumes the majority of your monthly payments, which is never a reasonable investment.

#6 – You Must Keep the Leased Car in Perfect Condition 

Because you are technically “renting” a car, you must ensure that it is kept in good working order. If you have any incidents, you must have any damage repaired before returning the vehicle to the dealer. The car dealer also determines what condition is acceptable, and if your vehicle is deemed in poor condition, you may be charged additional expenses.

#7 – If You Get into an Accident, Your Lease Terms are the Same 

If your car is totaled, hopefully, your insurance will cover everything you owe. Otherwise,  if you find yourself in this unfortunate scenario, you may still be required to pay a large sum to the leasing company for a vehicle that is a total loss. 

#8 – At the End of the Lease, You Have to Turn the Car in With Nothing to Show for It

​​As mentioned earlier, you must either return the car to the dealership at the end of the lease or you can choose to buy it out. Keep in mind that you don’t receive anything when you return the car. You simply return it, and the car company resells it to someone else while retaining your money. This is not the case when you are the owner of a car. In contrast, you can sell your car when you’re ready to get rid of it and retain the money. 

#9 – You Can’t Sell the Car to Finance a New One

As mentioned previously, you can’t sell a leased vehicle. This makes it harder to finance future car purchases, and you may become trapped in a car leasing cycle as a result. You may be unable to finance a better purchase because you do not have an asset to sell. You practically end up with the same amount of money you start with when you lease a car. As a result, you may find yourself leasing a car repeatedly.

#10 – You Can’t Customize a Leased Car 

Finally, you won’t be able to customize a leased car in most cases. You must read the conditions of your agreement to determine what is and is not permitted. Typically, you can’t recolor or customize a leased car, indicating that it must be returned to the car owner in its original condition. 

How Car Leasing Works 

With car leasing, a down payment is required up front, followed by a series of monthly installments. However, there are a few restrictions in the lease agreement, including:

• An agreed-upon mileage limit 
• No maintenance coverage
• Availability of maintenance coverage as an additional fee
• Responsibility for any damage, upon return of the car

When compared to purchasing a vehicle, car leasing has additional restrictions. It’s immediately evident that this isn’t your car — you’re simply renting it. 

For some, leasing is worth the initially lower price. However, not owning the asset you’re driving can have serious ripple effects. With leasing, you have none of the benefits of owning an asset, but you still have all the risks.

Leasing vs. Buying a Car

There are pros and cons of leasing a car as well as purchasing a vehicle. Deciding to lease or buy a car is a difficult decision. On one hand, buying entails greater monthly payments, but in the end, you own an asset — your vehicle. A lease, on the other hand, provides lower monthly payments and allows you to drive a car that is more luxurious than you could afford to buy. However, you are locked into a cycle in which you will never be able to pay off the car. 

Should I lease or buy a car? 

Leasing an automobile can be appealing to some people. You obtain a new, usually very nice car for a reduced initial cost. A deposit is required, followed by a series of monthly payments for two to three years, occasionally longer. While you may spend less upfront, you will almost always pay more in the long run. In addition, car leasing has a slew of additional drawbacks. 

So is leasing a car a good idea? When considering the impending financial and logistical issues, leasing a car seems like a better route. However, that’s a decision for you to make depending on your situation.

Don’t Miss These Facts

• An anti-theft device can save you 25% on auto insurance
• Comprehensive coverage kicks in if your vehicle is stolen
• Other common auto insurance savings include good student, safe driver, and multi-policy discounts

Anti-theft devices decrease auto insurance rates because insurance companies are less likely to pay for a stolen vehicle. While some anti-theft systems come standard with your car, others can be added for extra security.

However, if your vehicle is stolen, you must have comprehensive coverage for your auto insurance to pay for a replacement. While liability and collision coverages pay for damages from an accident, comprehensive insurance pays for damages unrelated to an accident, such as theft, vandalism, and fire.

Drivers can save up to 25% with discounts for an anti-theft system on their cars, but most insurance companies offer a variety of auto insurance discounts. Take advantage of all discounts for which you are eligible, such as multi-policy, good student, and safety feature discounts.

Let’s dive in to determine if you can save money on your auto insurance with an anti-theft device and learn other ways to save.

Does an anti-theft device decrease your car insurance?

Almost everyone has an alarm system for their car these days. But did you know that it can save you money on auto insurance?

Auto insurance companies offer discounts for anti-theft devices since they can prevent your car from being stolen. Thus, the insurance company pays fewer claims.

While car alarms are the most common anti-theft devices, there are a variety of ways to deter thieves. Some systems may have to be installed by professionals, but some are do-it-yourself.

Common anti-theft devices include:

• Smart keys. These keys send a signal to your vehicle that locks it, making it difficult for a thief to enter.
• GPS trackers. Although you have to pay to keep a GPS tracker active, it can alert you to your vehicle’s location if it’s stolen.
• Wheel clamps. These devices attach to your wheels, making it impossible to steal them or to allow the car to move.
• Steering wheel locks. These clamp to your steering wheel and prevent it from turning.
• Audible alarms. Loud alarms attract attention and can scare away potential thieves.

Let your auto insurance company know that you have an anti-theft device in order to receive a discount.

You can save up to 25% on your auto insurance with an anti-theft discount. However, that discount generally applies to your comprehensive coverage, not your entire auto insurance policy.

What type of car insurance covers auto theft?

Although most states require a minimum amount of liability coverage, it does not protect your vehicle at all. Liability only pays for property damage and bodily injuries to others if you cause an accident. It offers no coverage for your car.

In addition, collision coverage pays for damages to your vehicle but only from an accident.

Comprehensive covers damages to your car that are unrelated to an accident, including vandalism and theft. Comprehensive coverage is necessary to avoid out-of-pocket payments for vehicle repairs.

For example, there were almost 20,000 vehicle thefts in Los Angeles in 2017. Without comprehensive coverage as part of their Los Angeles car insurance, drivers would have to replace their stolen vehicles themselves.

Experts suggest full coverage car insurance for the most protection. Full coverage combines liability, collision, and comprehensive coverages. However, full coverage is more expensive.

This table reveals average auto insurance rates from top companies based on the type of coverage.

Full coverage is approximately $30 a month more expensive than liability-only auto insurance. However, this coverage is also much more significant. Without comprehensive auto insurance, you will have to pay out of pocket to replace your stolen vehicle.

Drivers with older, less expensive vehicles may be tempted to forego comprehensive coverage if they can afford to replace their stolen car. However, full coverage car insurance saves you from costly repairs or vehicle replacement if your car is more expensive.

What other auto insurance discounts are available?

While you can save up to 25% on car insurance if you have an anti-theft device, many other auto insurance discounts are available. Some discounts are based on your policy or your personal factors, including multi-policy, good student, good driver, or occupational discounts.

A multi-policy discount is awarded to customers who bundle more than one type of policy with the same company, like auto insurance and homeowners insurance, for instance.

Some discounts are based on your car’s safety features. According to MyCarDoesWhat.org, safety features include brake assist, traction control, collision warning systems, and cameras.

The table below discloses auto insurance discounts from top companies. The savings amount is listed if available.

Most auto insurance companies offer various discounts, and drivers typically qualify for more than one discount. So bundle all of your available discounts for the most savings.

Anti-Theft Devices Decrease Auto Insurance: The Bottom Line

Not only can anti-theft devices prevent your car from being stolen, but they may also lower your auto insurance rates. Most insurance companies offer up to a 25% discount on comprehensive coverage if you have at least one anti-theft device.

However, drivers without comprehensive auto insurance will have to replace their vehicles themselves. In addition, liability and collision coverage do not cover stolen cars.

Although full coverage auto insurance is more expensive, it offers the most coverage for your vehicle. You can lower rates by taking advantage of all car insurance discounts available to you, such as multi-policy and good student discounts.

Shop around to find the lowest rates and the best anti-theft device discounts. Compare rates and discounts from multiple companies to find your best deal.

References:

1. https://mycardoeswhat.org/safety-features/

Don’t Miss These Facts

• Your state determines the penalties for driving without a license
• If you forget your license, but it’s valid, you will get a ticket and fine
• Your first offense of driving without a license is a misdemeanor, but subsequent offenses may be felonies

 

Can you drive without a license? What happens if you drive without a license? Most states require car insurance, but all require drivers to have a license.

Driving without a license will result in fines, impounding your car, and possible jail time. While penalties are stiff for a first offense, drivers with two or more violations can face felony charges.

However, if you’ve just left your driver’s license at home, you will probably receive a traffic ticket and a small fine. If you go to court and show a valid license, the court may drop the ticket.

Your car insurance rates will also increase if you drive without a license. If you’re facing increased rates, shop around to find the best coverage with the lowest rates available.

Keep reading to find out what happens if you drive without a license.

What happens if you drive without a license?

Do you need a driver’s license to buy a car? What about driving a car? Although you don’t need a driver’s license to buy a car, you must have one to drive.

Every state requires drivers to maintain a valid driver’s license to be behind the wheel. This requirement ensures drivers know how to drive and follow traffic rules safely.

However, every state creates its own rules for getting a driver’s license and what happens if you drive without a valid license. Penalties are more severe the more times you are caught driving without a license.

This table shows penalties by the state for driving without a valid license.

Even though each state has its laws, penalties are much harsher for subsequent offenses.

For example, drivers without Los Angeles car insurance or a valid driver’s license will only be charged a fine up to $1,000 the first time caught driving without a license but can be charged up to $2,000 per offense.

In addition to fines, drivers can have their cars impounded, be ineligible to receive a valid driver’s license for a set period of time and may even be sent to jail. Your car insurance rates will also increase significantly for several years.

Remember that letting someone without a license drive your car will most likely void your car insurance. So, if that person wrecks your vehicle, you’ll have to pay for costly repairs yourself.

What are the types of driver’s license violations?

According to NOLO, there are several types of driving without license violations. Although some are more severe than others, they all come with fines and harsher penalties for more than one violation.

Types of driver’s license violations include:

• Not ever having a valid driver’s license
• Having an expired license
• Not changing your license when you move states
• Not having your license on you
• Having a suspended or revoked license

There are several reasons your driver’s license can be suspended or revoked, including too many points on your license, not maintaining the correct amount of insurance, and being charged with a DUI.

While you may receive a fine for driving with an expired license or not having your license with you, driving with a suspended or revoked license will carry much stiffer penalties.

If you’re wondering how to drive without a license legally, there isn’t a way to get around needing a license to drive.

In some cases, you may be able to get a hardship license if yours has been suspended or revoked. Although a hardship license is a valid driver’s license, you will be greatly restricted on where and when you can drive.

For example, a hardship license may let you drive to work, the grocery store, and the doctor’s office. However, you won’t be able to drive to the movies or on a road trip.

What happens if you get pulled over without a license on you?

Not having a valid driver’s license and not having your license with you are two vastly different things. As we’ve discussed, driving without a valid license leads to severe penalties like significant fines and even jail time.

However, if you simply left your driver’s license at home, penalties are much less severe. A police officer can use your personal information, such as name and date of birth, to determine if you have a valid driver’s license.

If your information shows you have a valid license but not with you, you will typically receive a traffic ticket and a fine.

Although a judge can choose to reduce or drop the traffic ticket if you show up at court with your driver’s license, that’s not always the case. So be prepared to pay your fine just in case.

Is driving without a license a felony?

Driving without a valid license is a serious offense and earns you more than a traffic ticket. However, most states are more lenient for a first-time offense.

The first time you are caught driving without a license, you may be charged with a misdemeanor, and fines may not be as hefty. However, if you are driving with a suspended license, your suspension will likely be lengthened.

Can you go to jail for driving without a license? Yes, you may be sent to jail for driving without a license, but it typically won’t happen the first time.

Second and subsequent offenses come with more significant fines and can lead to felony charges. Not to mention, your car can be impounded, and you can face jail time.

Driving Without A License: The Bottom Line

Driving without a license brings headaches and is costly. In addition, while first-time offenders may be charged with a misdemeanor, drivers can face felony charges for repeated behavior.

Drivers can also face significant fines and jail time, especially if alcohol is involved. However, drivers who have a valid license but don’t have it with them typically receive a traffic ticket and a small fine.

If your license has expired or you haven’t changed it after a move, you can still be charged with driving without a license.

To avoid hefty fines and other severe penalties, ensure your license is valid before getting behind the wheel.

References:

1. https://www.nolo.com/legal-encyclopedia/operating-a-vehicle-on-a-suspended-or-revoked-or-without-a-valid-license.html

Don’t Miss These Facts

• No-fault auto insurance laws require drivers to file a claim with their insurance company after an accident, regardless of who was to blame
• There are 12 states and territories that follow traditional no-fault insurance laws 
• You can typically get compensation for several economic or out-of-pocket damages 

Car insurance is mandatory in almost every state, but its laws vary based on where you live. In no-fault states, drivers must file claims with their own insurance companies for medical bills and related costs, regardless of who caused the accident. They likely won’t be able to sue the other driver unless their medical condition or expenses meet a certain threshold.

This article will overview the states with no-fault laws and how no-fault car insurance works.

What does no-fault state mean? 

A no-fault state is a state with laws requiring injured drivers to first turn — often exclusively — to their car insurance coverage to get compensation for specific losses after an accident.

No-fault insurance regulations also impact a person’s capacity to sue if they get hurt in a car accident. In no-fault states, drivers may only be entitled to sue if their injuries or medical bills exceed a certain cost or verbal compensation. An injury must be of a specific severity communicated in linguistic terms in states with a verbal threshold (for example, disfigurement). Medical bills must reach a specific dollar amount before someone can sue the other drivers in states with a monetary threshold.

However, no-fault insurance does not apply to property damage.

Even in a no-fault state, the fault is always determined in an accident, and the at-fault driver’s liability insurance will cover property damage. That means that you will file a claim with your insurance for injuries, but against the at-fault driver’s insurance for damage to your car or other property. If you’re found at fault, damage to your car will be covered with collision coverage.

What is no-fault insurance?

If you’re wounded in a car accident, your car insurance policy will cover some or all out-of-pocket costs, regardless of fault. A no-fault claim gets made through personal injury protection (PIP) clauses in a car insurance policy. This kind of coverage is mandatory in no-fault states, but you can also purchase PIP-type coverage on top of traditional liability coverage in states without no-fault laws.

A simple way to remember what no-fault entails is that everyone will file an insurance claim, regardless of who caused the incident. Most no-fault accident states require personal injury protection coverage as part of the auto policy.

The rules in each no-fault state are different. In some states, purchasing no-fault insurance is required, and filing an injury claim through the no-fault system is the first — and sometimes only — option for injured drivers, passengers, and others. Car users in the number of “choice” no-fault states can opt out of the no-fault system and go with liability-based coverage by either obtaining a car insurance policy or filing an injury claim following an accident.

What is personal injury protection insurance? 

Personal injury protection coverage is mandatory in no-fault jurisdictions, but you can add it to your auto insurance policy in any state. It doesn’t matter who caused your car accident when filing a claim under PIP coverage, regardless of whether it’s mandatory or optional in your state.

What is the difference between no-fault states and tort liability states?

In tort liability states, someone injured in an accident they didn’t cause will file a claim with the at-fault driver’s insurer rather than their own insurance company. With no restrictions, the injured person can also sue the at-fault driver for any pain, suffering, or out-of-pocket medical costs.

Which states have no-fault insurance laws? 

The following states and territories follow the traditional no-fault insurance laws:

• Florida
• Hawaii
• Kansas
• Massachusetts
• Michigan
• Minnesota
• New York
• North Dakota
• Puerto Rico
• Utah
• Kentucky
• Pennsylvania

How do no-fault laws affect car insurance coverage? 

Generally, no-fault states require personal injury protection, though some at-fault states do. The minimum PIP coverage levels necessary for motorists get determined by the states. If an auto accident occurs, this coverage pays a specified amount of medical bills for you and your passengers.

Health insurance deductibles, lost income, necessary services you can’t perform due to an accident-related injury, funeral costs, and medical expenses above coverage limits are all covered by PIP.

The required PIP coverage limit gets set at the state level. For example, Florida mandates citizens carry $10,000 in personal injury protection and $10,000 in property damage liability insurance (PDL). If a driver is at fault and destroys another person’s vehicle or property, the PDL compensates them. PIP is the no-fault portion that each injured individual files a claim to cover medical expenses.

What does no-fault insurance cover? 

You can usually get compensation for several out-of-pocket damages resulting from a car accident if you file a no-fault insurance or PIP claim, including:

• Medical bills related to your car accident injuries
• Lost earnings — up to a certain limit — resulting from your injuries
• Cost of replacement services; for chores you can’t do because of your injuries, for example
• Burial or funeral costs if someone died in an accident.

A crucial aspect of the no-fault system is that you are not permitted to get compensation for pain and suffering as part of your claim.

You can file a liability claim — or personal injury lawsuit — against the at-fault driver only if your medical expenses reach a specific level or if the state’s threshold considers your damage serious.

If you live in a no-fault state, what should you think about?

If you live in a no-fault state, learn about the many types of no-fault. You can research this online and by contacting insurance companies in your area.

Inquire about optional no-fault insurance if you live in Kentucky, New Jersey, or any state where drivers can select between a no-fault or typical tort policy. The driver can make this decision when they receive their insurance coverage. 

What is a no-fault state?

​​​​No-fault auto insurance laws exist in some states, meaning drivers must make a claim with their insurance company after an accident, regardless of who was to blame. If you live in a no-fault state, you must get personal injury insurance and any other required coverage types.

If you’re searching for car insurance for the first time or recently relocated to a new state, check if your state has no-fault insurance laws and what coverage they require. Then, you can browse around and compare quotes from various companies to choose the insurance coverage that best suits your demands and budget. If you live in a no-fault state, ensure you understand your state’s no-fault laws, including any limitations on your ability to sue, by contacting your state’s transportation agency.

The Basics:

• You can register a car in California without a license, but you may have to provide other documentation such as a smog inspection certificate
• You typically can’t acquire car insurance without a valid driver’s license
• Driving without a license leads to hefty fines, vehicle impoundment, and potential jail time

It may surprise you that you can buy and register a car without a license in California. While you will likely need a driver’s license to acquire auto insurance, you don’t need one to register your vehicle.

However, you still need other documentation to register a car, such as a smog report. The registration process is quick and inexpensive. Although some states allow you to handle initial registration and renewals online, you may have to make a trip to the Department of Motor Vehicles (DMV).

Once you purchase a vehicle, it may be tempting to drive it without a valid license. Unfortunately, doing so can result in hefty fines and other penalties.

Continue reading to learn more about registering a car without a license and to determine the documentation you will need in California.

Can you register a car without a license?

Do you need a driver’s license to register a vehicle? Can you buy a car without a license? And, is it possible to obtain auto insurance without a license?

Your state creates its own rules for having a vehicle without a license. While some states don’t require car insurance at all, other states have very specific laws for buying and registering a car without a license.

States want to know what cars are on the road, requiring drivers to register their vehicles. Although some states like Florida and Oregon have higher registration fees, they are typically less than $200 and last anywhere from one to three years before renewal is required.

For example, California requires a vehicle registration fee, California Highway Patrol (CHP) fee, county fee, vehicle license fee, and transportation improvement fee.

In addition to a registration card, the DMV will issue license plates and stickers when your car registration is complete.

If you purchase a new car, the dealership usually takes care of the initial registration. If you have to handle registering your vehicle, it’s a fast process and can happen within the duration of an hour.

Although most states will let you renew your registration online, you will probably have to visit the DMV for the initial car registration. You can also switch your DMV vehicle registration to another car if you trade yours in.

In some cases, registration can even be done through a third-party website, so you don’t have to go to the California DMV.

Do you need a driver’s license to buy a car? It may surprise you that you don’t need a driver’s license to register or purchase a vehicle, but you do need insurance — as well as a driver’s license — before you drive it off the lot.

What do you need to register a car?

Although DMV car registration is possible without a driver’s license, you will have to provide other documentation.

When you register a vehicle in California, you will need:

• A car title, a lease, or loan paperwork
• A vehicle registration form
• Payment for fees
• Certification of a passed smog inspection
• Odometer reading

In most states, you have to show proof of insurance to register a vehicle. However, some states allow you to confirm evidence of auto insurance at a later date. For example, if you live in Los Angeles, California, you have 30 days after registering a car to provide proof of Los Angeles car insurance.

Limited car insurance companies will offer coverage if you don’t have a valid driver’s license. However, coverage is difficult to find and can be expensive.

If you don’t have a driver’s license but need to register a car, consider putting the vehicle in your name and adding another owner. The additional owner can also list you as a nondriver on their auto insurance, fulfilling all requirements.

What happens if you drive without a license?

While most states require car insurance, all of them require a license to drive. Driving without a license is a huge risk and can prevent you from procuring a valid license in the future.

This table displays state-by-state penalties for driving without a license.

While some states only charge a $200 fine, other states like Vermont can charge up to $5,000. In addition, you can end up with a criminal record and jail time.

California charges up to $1,000 for a first offense and up to $2,00o for additional offenses.

If you drive a car, ensure that you have a valid license and the proper car insurance in place. According to the Insurance Information Institute (III), approximately 13% of drivers are uninsured. These drivers face high fines, possible car impoundment, and potential jail time.

Registering A Car Without A License: The Bottom Line

It’s possible to register a car without a license. However, you must have auto insurance to register a vehicle in most states. Although, California gives you 30 days to provide proof of insurance. In addition, you need a driver’s license to acquire car insurance.

To register a vehicle in California, you will need the completed documents, the registration fee and other fees, and either the title or loan paperwork. Additionally, you may have to have your vehicle inspected before registering it and provide an odometer reading.

Driving without a valid license or car insurance leads to heavy fines, vehicle impoundment, and potential jail time.

Find affordable car insurance, regardless of your license status, by shopping around for coverage. While not all auto insurance companies will offer you coverage, you can compare companies that will offer coverage to find your best deal.

References:

1. https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists

 

Don’t Miss These Facts

• Whether or not your car is totaled after an air bag deployment depends on the value of your vehicle
• Your state determines when your vehicle is considered totaled
• Car insurance pays to replace air bags if you have the correct coverages

 

If you were in an accident and the air bags deployed, you may expect your car to be totaled. However, that’s not always the case.

If air bags deploy, is the car totaled? That depends on your state and how much your vehicle is damaged. Your vehicle is considered totaled if repairing the damage costs more than a percentage of what the car is worth.

While each state determines when a vehicle is considered totaled, most newer cars won’t be totaled if the air bag is deployed. However, your car insurance company may consider older cars totaled if the damage is severe.

In addition, full coverage car insurance pays for replacing the air bag and repairing damages. While full coverage is more expensive, shop around to find the lowest rates for you.

Keep reading to learn more about how air bags can total your vehicle and when your car insurance pays to replace them.

Is a car totaled if air bags deploy?

Although most drivers think their car is totaled if their air bags are deployed, that’s not necessarily true. You don’t have to be in a major accident for air bags to deploy.

So, when do air bags deploy? If you’re wearing a seat belt, air bags will typically deploy if you are going about 15 miles per hour and get into an accident. On the other hand, air bags will deploy around 10 miles an hour if you aren’t wearing a seat belt.

Is my car totaled after an accident?

Your car insurance company and the state that you live in decide at what point a vehicle is totaled. Every state uses a different formula to figure out when repairs cost more than the car is worth.

For example, you are under the California total loss law if you have Los Angeles car insurance. California determines a car is totaled if the cost of repairs and the vehicle’s salvage value is more than the car’s actual value.

However, if you disagree with your car insurance company, you can get your own estimate for repairs and your car’s value.

You can also dispute your car insurance company’s settlement if you believe your vehicle is worth more. According to the Insurance Information Institute, you can argue that the undamaged parts of your vehicle are worth more than the car’s intact value.

While it might not stop your car from being totaled, you can receive a larger settlement.

Does car insurance pay to replace air bags?

Airbags can cost up to $2,000 to replace, and paying for a replacement yourself may not be possible.

Your air bags usually only deploy if you’ve been in an accident. Whether or not your car insurance pays to replace them depends on your coverage.

Most states require drivers carry a minimum amount of liability coverage. Although liability insurance covers property damage and bodily injury to others if you cause an accident, it doesn’t cover your vehicle at all.

If you only have liability coverage, you will be left paying for vehicle damage and new air bags yourself.

Experts encourage drivers to carry full coverage car insurance for the most protection. Full coverage combines liability and any other legally required coverage, collision, and comprehensive coverages.

Collision insurance pays for damages to your vehicle from an accident. For example, collision coverage kicks in if you hit another vehicle.

On the other hand, comprehensive coverage pays for damages to your vehicle unrelated to an accident, such as hitting a tree. In addition, damages from theft, vandalism, fire, falling debris, and acts of nature, including hail, tornados, and hurricanes, are also covered.

In order for your air bag replacement to be covered no matter what caused the accident, carry full coverage car insurance. While rates are higher, so is the coverage.

This table shows average annual rates based on coverage type from top car insurance companies. It will give you an idea of how much more you will pay for full coverage.

While full coverage costs around $30 a month more than liability coverage, you won’t be left with substantial out-of-pocket costs to repair your vehicle and replace your air bags.

Regardless of if your car insurance covers replacing your air bag, it still needs to be done. Although it’s not illegal to drive without an air bag, air bags are an important safety feature and should be replaced immediately.

How does an accident affect car insurance rates?

Although many factors affect your car insurance rates, your driving history is one of the most significant. This is because car insurance companies use your driving record to indicate how risky you are to insure.

For example, multiple accidents show that your car insurance company may have to pay more claims in the future.

So, how much does insurance increase after an accident?

This table shows average car insurance rates after one accident from top companies. While some companies don’t increase rates very much, others raise rates considerably after just one accident.

On average, car insurance rates increase by $80 a month after one accident. Multiple accidents cause rates to skyrocket.

Do deployed air bags total a car?: The Bottom Line

Just because your air bags deploy, it doesn’t mean your car is totaled. It depends on how much your vehicle is worth and how much your vehicle is damaged in the accident.

Your car insurance company will declare your vehicle totaled if it is worth less than what it will cost to repair it plus the salvage value. Keep in mind that each state has different rules about totaling vehicles.

Full coverage car insurance pays for replacing your air bag. However, if you only have liability coverage, you may have to pay for a replacement yourself.

Now that you know if your car is totaled if the air bag deploys, shop around for full coverage car insurance so that damages and replacement air bags are covered.

[su_spoiler title=”References:” icon=”caret-square” style=”fancy” open=”yes”]

1. https://www.iii.org/article/how-are-value-my-car-and-cost-repair-determined

[/su_spoiler]

Don’t Miss These Facts

• There is no law in the United States that requires you to have a driver’s license in order to purchase a car 
• You may need to purchase a car without a license for various reasons like purchasing the car as a gift or buying the car for your business
• When buying a car without a license, you will face additional obstacles such as financing, registration, and insurance for the vehicle

Can you buy a car without a license? Buying a car is an exciting step forward. But for a smooth process, you need a driver’s license. However, it is possible to buy a car without a license. This process will come with roadblocks along the way, but there are ways around them.

Continue reading to find out which obstacles you may face when purchasing a car without a license and how to overcome them. 

Do you need a driver’s license to buy a car? 

The short answer is, no, you don’t need a driver’s license to buy a car. There is no law in the United States that requires you to have a driver’s license in order to purchase a car. However, there are parts of the process of the purchase that may be difficult for someone who does not have a license. 

Why would you need a vehicle without a driver’s license? 

Without a driver’s license, you can’t legally drive a car, so why would you want to purchase a car? There are a number of possible reasons for this, including:

• Buying a car as a gift. You’re purchasing the vehicle as a present for someone else.
• Buying a car for a driver to operate. If you hire or already have a chauffeur and they have a license, you can buy a car for them to take you around.
• Buying a car for a minor who’s a licensed driver. You can buy a car for a teen who won’t be able to acquire a loan for it lawfully. 
• Buying a car for a caregiver to use. Disabled people may require transportation for their caregivers. 
• Buying a car for a collection. You can buy a car if you want to add it to your collection of cars, but won’t be driving it.
• Buying a car for your business. You can buy a car if you operate a company and require a car for your staff to use.

Whatever your purpose for buying a car, it’s critical to be aware of the various obstacles you may face.

Obstacles of Buying a Car Without a License 

Buying a car without a license, for whatever reason, can be more difficult than doing it with a license. The following are the most common struggles you’ll face while buying a vehicle without a license. 

Auto Registration

The registration process is the most difficult part of buying a car without a license.

A car must have a DMV vehicle registration to its legal owner, whose name is on the title, in order to be driven on public roads. This is your name if you plan to keep full ownership of the automobile.

The catch is you cannot register a car without a license, which can prevent you from buying it for yourself. 

This is only an issue if you want to keep complete ownership of the vehicle. It does not apply if: 

• You’re purchasing the vehicle as a present. As the registered owner, the recipient must have a valid driver’s license and proof of insurance.
• You’re purchasing a vehicle for your company. The registered owner will be your business entity. All drivers must have a valid driver’s license and be insured.
• You’re purchasing the car as a collectible. If a collectible car is never driven on public roads, it may not require registration. 

Financing Challenges 

As previously stated, car dealerships do not necessarily demand a driver’s license to purchase a vehicle. They’ll require photo identification, although it can be in a variety of formats.

However, you may be unable to finance a vehicle with a dealership if you do not have a driver’s license.

This is because a valid driver’s license demonstrates that you have the legal right to own the vehicle. At the time of purchase, a car dealership will normally assist a buyer with the registration procedure so that they can legally drive their new automobile off the lot. A valid driver’s license is also required to register the vehicle in your name. 

Without a driver’s license, you may be unable to obtain an auto loan from a dealership because it demonstrates that you are unable to fully own a new vehicle.

Also, a driver’s license verifies that you are who you claim to be. To buy a car at a dealership, you must confirm your identity, especially if you wish to finance the car. Dealerships and lenders want to make sure you aren’t borrowing money in the name of someone else.

When the dealership checks your financing eligibility and qualification, a valid license also assists them in locating a suitable credit report. If you’re purchasing a vehicle for your business and your company has a strong credit rating, financing will be easier to come by. You could also apply for financing through a third-party auto-loan provider. Before you take out a loan, lenders will ask that you have the right insurance coverage for your car.

Dealing With Insurance

Before you can get financing and your car can legally go on the road, you’ll need to get the appropriate insurance coverage for it.

The difficulty is most insurance companies ask applicants to fill out an application that includes their name and license number. The insurance company can use this information to evaluate your driving record and establish your eligibility.

It’s possible that you’ll be added to the insurance policy as an “excluded driver,” which means you won’t be covered if you drive the vehicle. If you get your driver’s license later and wish to drive the car, you must first tell the insurance provider and make the necessary adjustments to your coverage.

Test Driving  

Going for a test drive is an important element of the car-buying process, whether it’s a new or used car.  It helps you to ensure that the vehicle is in good working order and that it meets your needs before you take it home. You may notice little characteristics during a test drive that you would overlook while sitting in the parking lot. Make sure to bring a licensed driver with you when searching for a new car. 

How to Buy a Car Without a License 

You can buy a car and do (essentially) everything else that comes with car ownership without having a driver’s license in a few different ways. You have the following options:

• For insurance, financing, and registration purposes, name someone who is licensed as a co-owner.
• On your insurance policy, choose a licensed member of your household as the primary driver.
• When looking for a car loan, look for lenders who don’t require a driver’s license.
• Having a good credit history helps the lender avoid other dangers.
• Consult an insurance agent who can assist you in locating an insurer willing to work with unlicensed proprietors.

Can I buy a car without a license? 

In short — yes, you can purchase a car without a license. There are various reasons as to why you would need to do this. Some include buying it as a collector’s item, for your business, or as a gift. Regardless of the reason, buying a car without a license will be more difficult than buying a car as a licensed driver. Some obstacles you may face are vehicle financing, auto registration, and car insurance. But, there are different solutions and ways around these obstacles.

Don’t Miss These Facts

• You could pay more than $100 extra per month for car insurance if you’re at fault in a car accident
• Insurance companies could cancel your policy if you have too many accidents
• Long-term insurance customers may be eligible for accident forgiveness

Did you know Los Angeles car insurance goes up if you’re at fault in an accident? Auto insurance companies can raise your rates if you’re a high-risk driver prone to car accidents.

But how much does your insurance go up after an accident? What about an accident where you’re not at fault? Don’t worry – we’re here to answer your questions and more.

How much does insurance increase after an accident in Los Angeles?

If you’re at fault in a car accident in Los Angeles, you could pay $140 more per month on average. However, your increase depends on the company that has your insurance policy.

Let’s examine how different insurance companies raise LA auto insurance.

USAA provides the cheapest car insurance rates, but State Farm has the lowest increase for drivers that get into accidents. Meanwhile, Farmer car insurance has the most expensive rates for drivers with a car accident on their driving record, and Allstate has the highest increase for drivers who have an accident on their record.

Do insurance rates go up after a no-fault accident in Los Angeles?

No, they don’t. Although your situation may vary, it’s not likely for an insurance company to raise your rates for an accident that isn’t your fault. Be sure to file a claim with the at-fault driver’s insurance company to pay for injuries and damage to your car.

Will a hit-and-run claim raise my insurance rates in Los Angeles?

No, it won’t. Hit-and-run claims won’t increase your car insurance rates. Some insurance companies require that you make a hit-and-run claim within 24 hours.

How much does insurance go up after an accident for a teenager in Los Angeles?

Teen drivers could face the same $140 monthly increase after they get into an accident. Teenagers are already considered high-risk drivers by most car insurance companies, so the rise in insurance may be higher than average.

 

How much does insurance go up after a minor accident?

Your insurance could go up by at least 12% after a minor accident. However, some car insurance companies issue a 48% increase regardless of the severity of an accident.

You may not see your auto insurance rates go up right away, but brace yourself for higher rates. But you can get more affordable rates if you’re under a parent or legal guardian’s policy.

The downside to having a teen driver with an accident on your insurance policy is more expensive car insurance rates. We recommend signing up for a usage-based insurance program to save money and encourage safe driving.

Why do insurance companies charge higher rates after an accident?

An accident follows a car insurance claim, which means the insurance company has to pay out money to you. Although the insurance company’s contract is to cover you, it looks at the accident as a potential to file another claim.

Some car insurance companies have accident forgiveness. Accident forgiveness is a type of car insurance coverage that prevents an insurance company from increasing your rates after an accident.

Most insurance companies provide accident forgiveness for free if you maintain your policy for a year or so, and some companies allow customers to pay for it. If you’ve had an accident before, consider adding it to your policy.

How long does an accident stay on your driving record?

A car accident stays on your driving record for three years in California. Any insurance claims you’ve made due to an accident or other claims will be on your CLUE report between five and seven years.

How much does insurance go up after an accident in California?

California car insurance increases by an average $95 per month after you get into an at-fault accident. On average, auto insurance in California is about $100 cheaper than Los Angeles insurance.

Let’s look at the average insurance cost for the best insurance companies in California.

State Farm car insurance still provides the lowest increase for drivers who have an accident on their driving record. Farmers auto insurance is also the most expensive for accident-related insurance rates.

USAA may be the most affordable company in California, but it’s only available to United States military members, veterans, and their immediate families (such as a spouse and children).

Do insurance rates go up after a no-fault accident in California?

No, they don’t. Car insurance rates generally don’t increase when you file a claim with the at-fault driver’s insurance company. However, your rates could go up if you make multiple claims with your insurance company within six months to a year.

How much will my insurance go up after an accident in San Francisco?

San Francisco drivers could pay $28 less per month on average if they have an accident on their driving record. Car insurance rates in San Francisco are more affordable, but how much more?

Here’s a table that shows the average San Francisco car insurance rates from the top insurance companies in the city.

Compared to Los Angeles, San Francisco insurance is much cheaper. But State Farm is still considered one of the most lenient car insurance companies in California regarding accidents.

You’ll also notice that Progressive auto insurance is the most affordable company in San Francisco. USAA and Geico are the cheapest insurance companies for drivers with an accident on their driving record.

How much does car insurance go up after an accident in Sacramento?

On the other hand, Sacramento drivers pay $105 more per month for car insurance if they have a car accident on their driving record. But, Sacramento auto insurance is still cheaper than Los Angeles auto insurance.

Let’s have one last look at the cost of car insurance from the best companies in California, but let’s look at how much they charge Sacramento drivers.

USAA is still the most affordable company for drivers with an accident on their record, and State Farm raises car insurance by only $55 per month in Sacramento. Overall, Sacramento drivers save $35 per month if they have a car accident on their driving record.

Can you get cheaper car insurance rates with an accident on your driving record?

Yes, you can. Even if you have a car accident on your driving record, you can offset expensive insurance rates with good credit, bundling with other insurance products, and using your vehicle’s features.

Good credit can decrease your rates by at least 15%, and bundling another insurance product can save you 12%. Meanwhile, anti-theft and safety features can get you up to 5% off insurance.

Stack your available car insurance deals, and you can lower the cost of your insurance bill by a few hundred dollars per year.

How Much Does Insurance Increase After an Accident: The Bottom Line

Your insurance could increase by $140 per month in Los Angeles. But your rate increase depends on the company. If you have accident forgiveness, you can skip the rise in car insurance rates.

However, you’ll still have an accident on your driving record. If you’re not at fault for an accident, your car insurance rates shouldn’t go up. But watch your insurance bill closely. Car insurance companies are known to drive up rates even if you have a clean driving record.

Pomona Valley is a region in southern California located in the Greater Los Angeles Area.

Pomona Valley is home to the L.A. County Fair, which takes place each year in the city of Pomona, and is also the host of the accredited California State Polytechnic University-Pomona (or Cal Poly Pomona), which is also located in the city of Pomona.

Pomona Valley is host to an array of communities — Claremont, La Verne, Montclair, Pomona, and San Dimas, to name a few — and while public transportation does its best to serve Pomona Valley, driving is the more popular option.

That’s why it’s important to talk about car insurance.

Whether you’re a resident in Pomona Valley or looking to drive through the beautiful region, knowing about car insurance and laws is extremely important.

No worries, we’re here to help. Finding the right rates and best companies can be overwhelming. That’s why we’ve created this comprehensive car insurance guide.

Here’s a one-stop place to everything Pomona Valley, including the cost of car insurance in Pomona Valley, as well as roadways. We’ve also included information on vehicle theft and city laws.

So buckle up as we take a trip through the realm of Pomona Valley.

Let’s get to it. Use our FREE quote comparison tool to find the best insurance rates.

The Cost of Car Insurance in Pomona Valley

What are the common factors that car insurance companies consider when assessing your rates?

This may be common knowledge to some; however, oftentimes, there are factors that are not on most people’s radars. Don’t worry — we’ll address common factors such as age and location, but we’ll also be discussing other factors that may not be so obvious, like commute times.

Read on to find out more.

Does gender and age affect my car insurance in Pomona Valley?

It is a commonly known fact that younger drivers carry higher rates when it comes to car insurance. This is because they have less driving experience and are seen as a liability.

On the other hand, when it comes to senior drivers, their rates tend to drop because it is believed that they tend to drive less.

So what about residents in Pomona Valley? On which end of the spectrum do they fall?

The average age for residents living in Pomona Valley is 39. Thus, they are more likely to experience the lower rates that accompany older and more experienced drivers.

Furthermore, as of January 2019, insurance carriers can no longer base their rates on gender in the state of California. While this may level the planning field for gender, age is still a prominent factor.

Let’s take a look at the average rates for ages 17, 25, 35, and 60.

Looking at the data table, we see that 17-year-olds have the highest rates at $7,119.16. This drops dramatically for individuals in the next tier, that is, 25-year-olds.

Remember, the average age for residents living in Pomona Valley is 39. Thus, at minimum, they would most likely be paying the third tier, or $2,541.38. Older residents have the lowest annual premium on average.

So despite new California legislation, age continues to be a driving factor for insurance companies when assessing rates.

What are the cheapest ZIP codes in Pomona Valley?

Do you live by a scenic body of water? Or do you live in a city with high crime rates? Yes, location is another factor that influences your rates.

Let’s take a look below.

From the data table, we learn that Pomona (91768) has the largest annual insurance premium at $5,491.42. The lowest ZIP code is attributed to La Verne (91750) at $5,073.13.

The difference between the two areas is over $400, proving that location does indeed play a major part in one’s rates.

What’s the best car insurance company in Pomona Valley?

Companies often base rates on other factors besides age and location. Commute rates, credit history, and driving records further play a part in your rates.

Keep reading to learn more.

Cheapest Car Insurance Rates by Company

The table below displays the rates, on average, for top providers in Pomona Valley.

From a quick look, it seems that USAA provides the lowest rates for Pomona Valley. USAA, however, is strictly for military members and their families. Thus, the next runner up is Progressive.

Progressive, for instance, charges single, 17-year-old males $5,613.97 annually for car insurance. Compare Progressive’s rates to Farmers, who has the highest rates listed by company on average at $15,037.15, and you’ll notice a difference of over $9,000 for the same demographic.

While looking at averages allows us to gain keen insight on rates overall, one must also take into account specific rates for their demographics. For instance, Farmers, which has the highest rates overall, had some fairly decent rates for married, 35-year-old females and married, 35-year-old males.

Thus, it’s essential to shop around and find the best option for you and your family.

Best Car Insurance for Commute Rates

If you have a longer commute, some companies will take this into account and spike up rates. Sometimes, they won’t penalize you for having longer commutes.

In California, the average miles driven for residents is 13,414 miles — something to keep in mind as we take a look at commute rates for the Pomona Valley region.

It’s important to know that if you’re living in Pomona Valley, you’ll most likely find yourself in the second tier. So which companies give their customers a break when it comes to long commutes?

Each company, in fact, spikes up rates for longer commutes.

After USAA, Progressive comes in with the second set of cheapest commute rates.

Farmers penalizes the most, with nearly $1,000 difference for longer commutes, something to definitely keep in mind as you’re checking out insurance carriers’ rates on commutes.

Best Car Insurance for Coverage Level Rates

Did you have plans on beefing up your coverage? In some cases, insurance carriers will increase rates based on an increase in coverage levels. But is that the case for Pomona Valley?

Let’s take a brief look.

It’s important to look at how rates change over time, versus simply how low they initially start off. The highest rate change goes to Travelers, while the lowest rate change goes to Allstate.

Knowing what insurers offer a bit more grace when expanding your coverage is essential, especially as every single penny saved counts.

Best Car Insurance for Credit History Rates

Some companies do indeed factor one’s credit history when assigning rates.

California is different because, in this state, such practices have been banned through recent legislation. Thus, it is against the law for insurance companies to discriminate based on credit history.

Keep reading to see just how one’s driving record could impact the average insurance premiums paid in Pomona Valley.

Best Car Insurance for Driving Record Rates

Having a clean record can save you dollars when it comes to some insurance companies, while some, on the other hand, rack up their premiums based on the accidents or DUIs you may have.

Check out the table below to see the rates for the Pomona Valley region in the Greater Los Angeles Area.

For Pomona Valley, all companies increase their rates based on going from a clean record to a DUI.

But to what extent?

Liberty Mutual has the lowest rate change, at 20.96 percent. This is followed by Farmers at 69.18 percent. And the highest? Allstate at 164.90 percent, respectively.

Unfortunately, accidents do happen.

Seeing how dramatic some of these increases are shows that it pays to drive on the safer side — it can save lives and, in most cases, dollars.

What are some car insurance factors in Pomona?

To know what factors impact your rate is one thing — understanding how those rates come to be is a different and still rather important matter.

We’ll zone in on Pomona City so you can see the various factors, like homeownership or higher education, for instance, that have an influence on the price you pay for car insurance.

Stay with me.

Pomona Metro Report

The closest metropolitan area to Pomona is Los Angeles. Thus, we’ll be looking at Los Angeles to get a better sense of the city’s economic performance. Through the Bookings Institute’s annual Metro Monitor Report, we see glimpses into the economic performance of the 100 largest metropolitan regions in the U.S.

According to this report, Los Angeles ranks 54th in growth and 13th in prosperity nationwide.

Here are the details for growth in the city of Los Angeles.

Here are the details for prosperity in the city of Los Angeles.

Median Household Income in Pomona

If you’re planning on relocating to Pomona or currently live there, it’s important to know just how much money is spent annually on car insurance. According to DataUSA, households in Pomona have a median annual income of $53,281 (this is less than the national average for the United States at $61,937).

So just how much of their annual income are residents in the city of Pomona spending on car insurance?

If the median household income in Pomona is $53,281 and the average annual cost for insurance in the area is $5,281.32, residents in Pomona are spending roughly 9.91 percent of their annual income on car insurance.

That’s quite a bit. Shopping around to ensure you are getting the best deal is a good idea for Pomona residents.

If you want to find out how much of your annual income is being spent on car insurance, feel free to use the free calculator tool below.

CalculatorPro

Homeownership in Pomona

Whether or not you own your home can influence your insurance rates — something to keep in mind when looking for the best possible deals. Insurance companies see stability in homeownership and tend to believe that you are less of a liability if you own your own property.

In 2017, 52.6 percent of the housing units in Pomona, CA, were occupied by their owner.

This number grew from 2016, wherein the percent of homeownership was just 52.2 percent. In relation to the rest of the nation, this percentage is lower than the national average of 63.9 percent.

Pomona also has a lower homeowner percentage than most of its neighboring cities — Montclair (60.1 percent), Claremont (66.2 percent), La Verne (73.3 percent), and Chino Hills (79.2 percent) — yet beats out Industry, CA (14.4) and the entire Los Angeles County (46.3 percent).

Furthermore, in 2017, the median property value in Pomona grew to $344,200 from the previous year’s value of $310,100.

Education in Pomona

Higher education can affect your insurance rates because insurance carriers believe that being awarded a Bachelor’s degree, for instance, proves a responsibility that they hope will transfer to paying your insurance.

That being said, Pomona is home to a number of colleges and universities. In 2017, universities awarded 8,657 degrees to graduates in the city of Pomona. The student population of Pomona is skewed towards men (17,358 students) rather than women (16,214 students).

The top three universities that awarded degrees were California State Polytechnic University-Pomona (Cal Poly Pomona), Devry University-California, and Western University of Health Sciences.

In the same year, the top majors in the city of Pomona in terms of popularity were General Hospitality Management; Other Business Administration, Management, and Operations; and General Business Administration and Management.

The City of Pomona also offers an array of community colleges, giving individuals a wide variety of subjects to choose from.

Wage by Race and Ethnicity in Common Jobs in Pomona

Unfortunately, some individuals are paid more to work in similar jobs than their counterparts.

This is an important factor because some individuals will be paid higher and have a lower car insurance premium, while those on the opposing scale are most likely to pay more.

In 2017, the highest paid race/ethnicity of Pomona workers was Asian at $65,946.00. These workers were paid 1.11 times more than white workers, who made the second highest salary of any race/ethnicity at $59,925.00.

Individuals of two or more races proceeded white workers for salary earned during that year at $49,289.00.

Remembering that the average annual premium for Pomona residents is $5,281.32, this means that the following premiums for these individuals were:

• Asian – 8.01 percent
• White – 8.81 percent
• Two or more races – 10.72 percent

When you take a look at the percentage of annual income spent on car insurance by each of these races and ethnicities, it becomes apparent why it’s so vital to shop around for the best car insurance.

Wage by Gender in Common Jobs in Pomona

Again, wages can significantly impact workers’ wages for common jobs, which then could affect their pockets when paying for car insurance.

According to DataUSA, in 2017, full-time male employees in California made 1.26 times more than female employees. Furthermore, in 2017, the average male salary in the city was $72,235, while the average female salary was $57,252.

When you factor in the average cost of auto insurance in Pomona at $5,281.32, this means that men are paying 7.31 percent of their income to cover premiums while women are paying 9.22 percent of their salary for car insurance.

So while the gender rates may be the same, because of the variance of wages in common jobs, women would certainly benefit from finding the cheapest rates.

Poverty by Age and Gender in Pomona

Whether you are living in poverty can determine how you may be impacted when it comes to your car insurance premium.

Let’s consider the city of Pomona. Of the population in Pomona, 20.7 percent, or 30.7 thousand out of 148 thousand individuals, live below the poverty line.

This percentage of poverty is higher than the national average, which is roughly 13.1 percent.

The largest demographic living in poverty are females 35–44. This is again followed by the female population ages 18–24. Lastly, females in the 25–34 group face poverty.

Again, these demographics would benefit from shopping around to lower the amount they pay for car insurance each year.

Poverty by Race and Ethnicity in Pomona

As you have found in the former parts of this guide, sex, age, and race can, in any case, affect the percentage of income spent on vehicle premiums. Let’s now take a look at poverty by one’s race and ethnicity.

In the city of Pomona, Hispanics are the most disadvantaged group, roughly 22,608 individuals. This is proceeded by individuals who are white, at 16,741 individuals.

Lastly, those who identify as Other make up roughly 7,619 individuals.

These disadvantaged groups are more at risk for higher car insurance premiums and would definitely benefit from comparing rates.

Employment by Occupations in Pomona

According to DataUSA, most individuals living in the city of Pomona hold Office and Administrative Support Occupations positions (roughly 8,900 people).

The second occupation commonly worked by Pomona residents was in Sales and Related Occupations (7,433 people).

Lastly, approximately 6,101 individuals held jobs in Production Occupations (6,101 people).

Driving in Pomona

While it’s important to talk car insurance and the factors that make up rates, it’s also important to discuss things that make up your tangible driving experience, like road conditions, which could also determine how much you pay out of pocket for car insurance.

Let’s get to it.

What are major roads in Pomona?

In areas like the Greater Los Angeles area, where things tend to be spread out, driving is the most popular option for getting around.

Keep scrolling to learn more about major highways and road conditions in the city of Pomona.

Major Highways

The state of California has 12 active interstates, making up 2,457.34 miles altogether.

Interstates serving the city of Pomona are the following:

• I-60
• I-57
• I-10
• I-71

Fortunately for Pomona residents, there are no tolls roads, and the ones west, closer out to Los Angeles, can easily be maneuvered around. If, however, you are passing through tolls regularly in Los Angeles, you would most likely own a FasTrak device.

FasTrak is a toll monitoring used on tollways in California, allowing drivers to pass through designated “FasTrak Only” lanes without stopping.

To get a FasTrak, individuals start by selecting a plan.

Popular Road Trips/Sites

Pomona City is the host to many special events.

One of the most popular events held in the city is the annual L.A. County Fair at the Fairplex. This event in 2019 generated an attendance of over one million people and has many rides, sites, and attractions.

Pomona City is also host to many creative art shows.

Here’s a little more about some of the gems in downtown:

We’ll talk about road conditions next.

Road Conditions

Whether or not the roads you take are in condition could determine if you pay more money for the wear and tear on your vehicle; this, in turn, could add to costs you pay monthly for insurance.

A study by the National Transportation Research Group documented the pavement conditions and additional vehicle operating costs in an array of urban areas with populations of 500,000 individuals or more.

Los Angeles, which was included in the study, displayed the following stats:

• Poor share – 57 percent
• Mediocre share – 22 percent
• Fair – 11 percent
• Good – 10 percent
• VOC – $921

As you could see, the majority of roads are in poor and mediocre conditions; be sure, then, to keep up maintenance on your vehicle to combat these bad road conditions and ultimately lower the amount you pay out of pocket for expenses on your car.

Does Pomona use speeding or red-light cameras?

Red-light cameras are meant to discourage speeding, which tends to claim the lives of hundreds of individuals each year.

While opponents argue that revenue generated by tickets and enforcement makes big bucks for the government, for some, these cameras are a matter of life and death.

As of January 2020, according to IIHS, there are 341 communities implementing red-light camera programs. Of the 35 communities in California, Los Angeles County is among those that are currently implementing the use of red-light cameras.

What type of vehicles are in Pomona?

Even the type of vehicle you own could make you subject to higher insurance premiums.

Keep reading to find out more about vehicle theft rates in the city of Pomona, as well as potential speed traps.

Let’s continue.

Most Popular Vehicles Owned

According to the Los Angeles Times, more trucks were sold than cars in 2018 through June for both Los Angeles County and its neighboring Orange County.

And while the Honda Civic found itself to be the most popular vehicle in California overall, trucks like the Ford F-Series, Toyota RAV4, and the Toyota Tacoma also made the list.

But just how many cars per household do residents in Pomona own?

We’ll address that next.

How many cars per household?

Keeping the operating costs down for your vehicle is extremely important. For Pomona residents, this is even more so, as they tend to own two cars, followed by three.

Three cars mean three times the price for insurance — a good reason why shopping around is extremely important for those living in Pomona.

Households Without a Car

The data below, as reported from Governing.com, from 2015 and 2016, shows the percentage of households in the city of Pomona that rely on transportation options other than their own vehicles.

As you can see, the percentage of households without vehicles decreased between 2015 and 2016, while the number of vehicles per household increased.

Speed Traps in Pomona

Getting caught in a speed trap can increase your car insurance rates if you’re not careful. Speed traps are instances where law enforcement conceals their car while tracking drivers’ speeds using radar guns.

Speed traps are designed to inhibit speeding and promote safer driving habits, but they also have the potential to bring in substantial revenue for a city.

Fortunately, Pomona did not make the top 10 lists for speed traps in California. If you’re ever traveling to Burbank or even out of town to San Diego, as well as these other cities, you might want to watch out.

Vehicle Theft in Pomona

Whether or not you live in a safe area could also raise your insurance costs, as cities with high crime rates tend to pay higher for car insurance because there is a greater chance that a vehicle can get damaged or stolen.

So just how safe is your vehicle if you live in the city of Pomona?

Well, the FBI’s 2018 Crime in the U.S. Report revealed that there were 1,030 motor vehicle thefts in Pomona in that year alone.

Neighborhood Scout has indicated that the following neighborhoods are the safest areas in the city that residents should consider:

• Pomona Boulevard/State Street
• W. Mission Boulevard/W. Phillips Drive
• Rio Rancho Road/Lone Ridge Road
• W. Bonita Avenue/N. Garey Avenue
• S. Towne Avenue/E. Grand Avenue
• Gleneagles Avenue/Laurel Avenue
• Washington Avenue/Lincoln Avenue
• S. Reservoir Street/Philadelphia Street
• S. Mountain Avenue/Ashfield Avenue
• Spadra

According to Neighborhood Scout, your chances of becoming a victim of violent crime in Pomona are approximately one out of 172.

Your chance of being a victim of violent crime in that state of California is a tad bit higher than that of Pomona City, which is a one out of 224 chance.

Here’s data regarding incidents of violent crime in the city of Pomona in 2017:

In addition to this, below are Pomona City’s annual number of crimes as of 2017.

Neighborhood Scout also reported that the city of Pomona is safer than 9 percent of U.S. cities, rating it number nine in the crime index (with 100 being the safest).

Considering this, shopping around to find the best rates, especially if you live outside of those safer areas, is extremely important.

How is traffic in Pomona?

Traffic congestion can also impact the amount of money you pay, adding to your insurance costs.

Next, we’ll have an in-depth look at the average commute time city residents face daily, transportation stats, road safety data, and so much more.

Traffic Congestion in Pomona

Individuals that live in Pomona are a part of the Los Angeles metropolitan area. Thus, the Los Angeles highways would be a great place to start when looking at traffic congestion for Pomona residents.

Below is the congestion data collected by INRIX’s Annual Traffic Scorecard Study.

Let’s take a look.

This study found that Los Angeles has the worst traffic among all other cities, worldwide.

For individuals living in Pomona, they would for sure benefit by shopping around for car insurance, given the additional costs from traffic congestion.

Transportation

According to DataUSA, employees in Pomona have a commute time of 29 minutes. This commute time is longer than that average U.S. work, which is 25.1 minutes.

Additionally, 4.08 percent of the workforce in Pomona, CA, have “super commutes” in excess of 90 minutes.

So, what transportation methods do Pomona residents use to get to work?

In 2017, the most common method of travel for workers in Pomona was those who drive alone (73.8 percent). This was followed by those who carpooled (15.5 percent) and last, those who worked at home (4 percent).

Busiest Highways

If you’ve heard of Los Angeles, then you know that traffic can be brutal. But just how busy are highways that service the Pomona area? Here is data released by California Open Data, which sheds light on the barriers Pomona Valley residents face.

Let’s take a look.

From Pomona, the 10 freeway goes east into Santa Monica, while the 60 services the eastern region of the cities and communities in the Los Angeles metropolitan area.

Just looking at the incidents per day, we see how frantic these highways can be. Shopping around for the best car insurance would be great, especially as accidents do happen, are more likely to happen on busier roads.

How safe are Pomona Valley streets and roads?

Again, getting into an accident will surely drive up your insurance rates, so how safe are the streets and roads you are driving on in Pomona? Let’s take a look at data collected by the National Highway Transportation Safety Administration (NHTSA).

This data provides information that could make one more aware while out on the road and prevent accidents (and subsequently keep one’s car insurance rates down).

Furthermore, the following table reveals additional data released by NHTSA regarding Los Angeles highways with the highest incidence of crash fatalities.

Based on the data above, most fatal crashes occurred on local roads. There was also a high number of accidents categorized as “other.”

Allstate America’s Best Drivers Report

Driving in a city with safer drivers will help lower your insurance premium because you are less likely to get in an accident. So just how safe are drivers in the city of Pomona?

Allstate helps identify which of the 200 largest U.S. cities have the safest drivers in their America’s Best Drivers Report. According to the report, the city of Pomona is listed as the 150th-safest city to drive in 2019.

On average, residents in Pomona also went around 7.9 years between filing each claim Allstate’s report also revealed — this number is lower than the national average of 10.57 years.

Ridesharing

Saving on car insurance is possible, especially if you take the ridesharing option.

What types of ridesharing opportunities are available in Pomona? According to RideGuru, here are some alternative options of travel in the Pomona city area:

• UberX
• Lyft
• Taxi
• Curb
• Uber Select
• Lyft Premier
• Carmel
• Uber Black
• Lyft Lux
• Uber Lux
• Carmel DX
• Carmel LX

On a route from Pomona to Los Angeles, Uber tends to be the cheaper option for standard rides, while Lyft tends to be cheaper in the deluxe category.

On average, it’s a little over $100 getting to Los Angeles, but you could easily get a ride starting at $40 using Uber or Lyft.

E-star Repair Shops

If you do ever get into a collision or are met with bad roads, you want to make sure you are getting the best quality in repairs, as this could lead to additional money spent and more problems in the long run.

Esurance created the E-star program to help individuals with car damage find reputable shops in its network of over 1,400 facilities.

Here are a few nearby facilities in the city of Pomona:

Hopefully, some of these locations are near you.

What is the weather like in Pomona?

Pomona, like the rest of Los Angeles County, has warm to mild weather throughout the year, with very little precipitation.

But to get a better picture, we’ll take a look at U.S. Climate Data, which releases studies regarding average temperatures by city nationwide.

Here are the statistics for the city of Pomona:

• Annual High Temperature – 77.1°
• Annual Low Temperature – 49.9°
• Average Temperature – 63.5°
• Average Annual Precipitation
  • Rainfall – 16.99 inches

This ideal weather is what makes Los Angeles County so appealing.

While things tend to be on the bright side (literally) for Pomona, the city, like other communities, is subject to an array of natural disasters. These natural disasters should also make you think about which type of additional coverage you may need for your car. They are the following:

• Fires
• Floods
• Storms
• Landslides
• Winter Storms
• Mudslides
• Earthquakes
• Freezes
• Heavy Rain
• Hurricanes
• Snow
• Tornadoes
• Wind

Just about everyone knows that California is frequently on the news for fires, as well as flash floods — which happen rarely but can occur in extreme conditions.

Thus, it would be wise to look at comprehensive coverage, which would protect your vehicle in case of a fire (be sure to get covered soon before an incident occurs). Comprehensive coverage also protects vehicles flooded in a storm as well — something to definitely consider.

Is public transit available in Pomona?

Again, taking public transit could save you on car insurance premiums each year. But just how much does it cost?

In the city of Pomona, there are several options for public transportation.

In regards to buses, the Foothill Transit, which services the city of Pomona, charges $1.75 for an adult single trip (if you get a reloadable Tap card, that price drops to $1.50). Eligible discounts also apply.

The Silver Streak services Downtown Los Angeles, El Monte, West Covina, Pomona, and Montclair and charges $3.00 for adult fare ($2.75 with Tap). Students, seniors, and persons with disabilities, as well as groups, are eligible for discounts on The Silver Streak.

The Metrolink train charges $9 for a trip from downtown Pomona to L.A. Union Station, in downtown Los Angeles. In case you were looking to get in some adventures further than downtown, good news, as tickets are $10 flat on the weekends (including roundtrips).

Are other Alternative Transportation available in Pomona?

Other modes of transportation exist outside of the traditional bus and train. For instance, if you’re in the city, you may have seen individuals zooming past on bicycles or scooters.

These alternative forms of transportation get people where they need to go without all the car-hassles, like parking and bumper to bumper traffic.

Lime-E is a bike program that allows individuals to cruise throughout the city to experience an intimate experience.

Lime-S are electric scooters that get you around town as well.

Lime-S is serviced in these areas in the Greater Los Angeles region:

• Culver City
• Long Beach
• Los Angeles
• Santa Monica

Bird is also a scooter rental service. It services the same areas as well.

So whether you live in Pomona and want to explore Los Angeles, these alternative modes of transportation can help you partake on your next adventure in the city.

Is parking easy in Pomona?

Parking can be a hassle, but it doesn’t necessarily have to if you have the right information — for instance, some parking in Pomona is free, while other listed rates go to $2 for two hours.

While a lot of the big apps like Parkmobile and Spot Angels have very little data on Pomona, the city itself offers an array of parking options.

Whether paying with cash, coin, or card, the city of Pomona makes paying for parking a very accessible task. Here are meter instructions provided by the Vehicle Parking District of the city of Pomona:

1. Press any button to activate and start payment machine
2. Enter parking space number occupied by vehicle
3. Select desired time for parking
4. Make payment (Cash, Coin, or Credit)
5. Receipt optional (You do not have to place the receipt on your dashboard)

If you have an electric vehicle, there may be parking options available for you, as well. California leads the nation with 18,000 charging stations for electric vehicles, and a handful of those locations can be found near Pomona.

Municipal parking lots and prices for Pomona can also be found on Parkopedia.com.

How is the air quality in Pomona?

So with all these cars in motion, one begs to ask the question — just how bad is the air quality in Pomona? The United States Environmental Protection Agency (or EPA) gives us a glimpse.

Let’s take a look at the chart below regarding Los Angeles County.

From the chart, we see that Los Angeles County had more days spent in the moderate category than in any other type (these days still pose a potential health risk, though acceptable on general terms).

Military/Veterans

Serving in the military also has some perks when it comes to paying for your car insurance. Whether you are still serving or have previously served, you very well could be eligible for discounts.

Keep scrolling to learn more about veteran statistics in the city by service period and top providers that offer discounts to veterans and members of the military.

Stay with me.

Veterans by Service Period

According to DataUSA, the city of Pomona has a large population of military personnel who served in Vietnam (roughly 1,110 individuals). This was followed by those who fought in the second and first Gulf War, 893 and 370, respectively.

Military Bases Within an Hour

Located near Pomona are a few military bases; they are the following:

• March ARB Base (roughly 40 minutes)
• Los Angeles Air Force Base (roughly 50 minutes)

Military Discounts by Providers

Veterans in the Greater Los Angeles area can find the best military car insurance discounts with the following providers:

• Allstate
• Esurance – LA only
• Farmers
• Geico – active or retired
• Liberty Mutual
• Metlife
• Liberty Mutual – must be active duty
• Safe Auto – in LA only, must be active duty
• Safeco – active and retired
• StateFarm – only in select states
• The General – LA only
• USAA – you, your spouse, or your parents must be active or retired military to get USAA auto insurance

USAA Available in State

USAA is explicitly accessible to U.S. military workforce and their families.

Through the following table, one can perceive the amount you can spare with USAA, in contrast to the insurer’s rates with its opposition and the state average (that is, $3,688.93).

Looking at the data, USAA, which comes in at $995.06 below the state average, displaying why it is a good option for active and retired military personnel.

Unique Pomona Laws

Each city has laws that make up their character and disposition, and Pomona is no different. In fact, the laws of Pomona city are very orderly and sophisticated, covering everything from family life, to work life, and city life.

When it comes to driving laws, Pomona Valley is still subject to California state laws, such as the prohibition of cell phone use while operating a car, and under laws that fall under Los Angeles’ municipalities and ordinances.

Food Trucks

If you’re looking to start a food truck business or curious about the process, the city of Pomona outlines a simple process.

All individuals and companies doing business in the City of Pomona are required by the City Code (Section 50-331, et. seq.) to obtain a City of Pomona Business License prior to commencing operations.

If you plan to own a food truck, be mindful that in addition to licensing, you would also need car insurance.

Tiny Homes

Tiny homes are unconventional homes that are smaller in size, allowing individuals to have a sense of home and essential needs without paying a lot of money.

In order to build tiny homes in Pomona one would need to follow the building and zoning ordinances for the city, that is, having a permit in order to build in the city.

Furthermore, buildings must uphold the standards of the city and pass inspection.

Saving on your home could, in turn, mean more money to spend on your car insurance, securing the right and coverage that meets you and your family’s overall needs.

Parking Laws

In regards to Parking Laws, Pomona has its own set of laws. For instance, it is against the law for residents to park on public streets in the city of Pomona — this includes vehicles marked for sale.

The City of Pomona’s Vehicle Parking District (or VPD) was established to fill the need for off-street parking for Downtown Pomona. The commission is responsible for regulating and enforcing 27 parking lots within the Downtown area, including timed, permit, and lease parking lot zones of various durations.

Some streets require a parking permit, in which you’d called (909) 620-2281 or 2282 to obtain information for specific streets — at no cost.

In regards to residential parking, Pomona City restricts parking on public streets. The city of Pomona also has regulations for employee parking.

Pomona Valley Car Insurance FAQs

Now that you’ve learned about car insurance factors for Pomona Valley and learned about the driving culture for the biggest city in Pomona Valley, the city of Pomona, here are some frequently asked questions.

Will Fuller Seminary move to Pomona?

Fuller Theological Seminary will no longer leave its Pasadena campus to move to Pomona. This is primarily due to two a couple of factors. The first is regarding construction costs in high escalation. The second? The inability to reach cohesive attitudes with the city of Pasadena, which in turn affected both the sale and sale price of the original campus.

When does Pomona release admission decisions?

The best thing to do would be to contact admissions, as things are subject to change. The school considers natural disasters and those affected, such as the recent wildfires; while this gives students, in some cases, more time to submit their application, it also may, in turn, cause a delay in the admission process.

Thus, admissions would have the most accurate information on college admission decision deadlines.

Admissions for Pomona College can be contacted at 909-621-8134 or at their email, [email protected].

Where is Pomona, California, located?

Pomona, California, is located in southern California, in Los Angeles County, east of Los Angeles, approximately 29 miles.

What hotels are near Pomona, California?

In case you plan on moving to Pomona, or just visiting, Pomona has an array of hotels, some starting as low as $69 per night.

Furthermore, Pomona is a great place to stay in case you want to visit Los Angeles, as staying on the outskirts of L.A. and driving inbound can be a cheaper experience than setting up camp in Los Angeles.

What properties in Pomona are for rent?

Pomona has a variety of homes, as well as in the surrounding areas of Pomona Valley.

Pomona is appealing to many due to its close proximity to Los Angeles, allowing you to experience the city without the high living costs that accompany Los Angeles.

Therefore, living in Pomona is a great alternative for those wanting to relocate to Southern California.

To find the best insurance rates in Pomona, enter your ZIP code below.

References:

1. https://www.brookings.edu/interactives/metro-monitor-2017-dashboard/#V1G15980
2. https://www.collegesimply.com/colleges/california/pomona/community-colleges
3. https://www.metroexpresslanes.net/en/about/plans.shtml
4. https://www.lacountyfair.com/
5. https://www.iihs.org/topics/red-light-running/red-light-camera-communities
6. https://www.governing.com/gov-data/car-ownership-numbers-of-vehicles-by-city-map.html
7. https://www.speedtrap.org/california-speed-trap-cities/
8. https://ucr.fbi.gov/crime-in-the-u.s/2018/crime-in-the-u.s.-2018/tables/table-8/table-8-state-cuts/new-york.xls
9. https://data.ca.gov/
10. https://cdan.nhtsa.gov/stsi.htm#
11. https://www.esurance.com/info/car/e-star-direct-repair-program
12. http://foothilltransit.org/fares/tap-card/
13. https://www.li.me/
14. https://www.bird.co/
15. https://www.ci.pomona.ca.us/index.php/vehicle-parking-district-vpd-home
16. https://chargehub.com/en/charging-stations-map.html
17. https://www.ci.pomona.ca.us/index.php/administrative-policies-and-procedures/general-rules
18. https://pomona.hdlgov.com/Home/Index/BusinessLicense
19. https://www.ci.pomona.ca.us/mm/humres/admpol/genrul/genrul7%20-%20employee%20parking.pdf
20. https://www.tripadvisor.com/Hotels-g32911-Pomona_California-Hotels.html
21. https://www.rent.com/california/pomona-houses